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Lake Cumberland - Frequently Asked Questions

Presented below are frequently asked questions about houseboat rentals and houseboating on Lake Cumberland. If you need additional assistance, please contact us toll-free at 888-454-8825 or click here to submit a request for more guidance. Our friendly and knowledgeable Houseboat Rental Agents are always happy to help.

How do I get to the Lake?

Directions to Jamestown Resort & Marina

Jamestown Resort and Marina is accessible from KY-92 east. It is 4 miles south of the city center of Jamestown in Russell County, Kentucky.

From Louisville: Take I-65 south to Elizabethtown, take the Hodgenville exit to Highway 61. Continue on Highway 61 south for approximately 40 miles. In Columbia, turn left at Burkesvile Street (KY-80) and after a mile, turn right at KY-55 South. Turn left onto the Cumberland Parkway East ramp and merge onto Louie B Nunn Cumberland Parkway East (this is a toll road). Continue on the parkway for 13 miles and then take Exit 62 and turn left onto US-127 South. Enter the next roundabout and take the second exit onto KY-92. Continue south on KY-92 for 4 miles to the Jamestown Marina.

From Lexington: Take I-75 south for 45 miles to Exit 62 to Mt Vernon. Merge onto US-25 and continue on to KY-461. After 18 miles, turn right onto KY-80 West. Continue on KY-80 West through Somerset onto Louie B Nunn Cumberland Parkway. (This is a toll road.) Take Exit 62 and turn left onto US-127 South. Enter the next roundabout and take the second exit onto KY-92. Continue south on KY-92 for 4 miles to the Jamestown Marina.

Directions to Beaver Creek Resort

From the North and East: Take Highway 27 South. Turn West (right) onto Highway 90. Follow 90 for approximately 16 miles. At the third traffic light, turn right onto Highway 92. The highway will end at the marina.

From the West and South: Take Highway 90. At the second light, take a left onto Highway 92. The highway will end at the marina.

Directions to Burnside Marina

From Somerset: Take Highway 27 South from Somerset to Burnside. (Alternate route from Highway 80W: Take 914 (bypass) to Highway 27 South. Follow Highway 27 South to Burnside.) Take a right at the end of the Cumberland River Bridge and follow the road (West Lakeshore Drive) around to the marina.

Click here to see a map and directions for Lake Cumberland.

When do I pick up the boat?

Each model of boat has its own pickup and drop off time:
The Explorer can be picked up at 2 pm and is due back by 9 am
The Tranquility can be picked up at 3 pm and is due back by 10 am
The Stargazers and Mystics can be picked up at 4 pm and are due back by 11 am
The 60' Deluxe can be picked up at 1 pm and is due back by 9 am
The Presidential and First Lady can be picked up at 3 pm and are due back by 10 am

-*Please have houseboats back on time to ensure the next guest will have their rental ready on time.

How many people are allowed on the boat?

Jamestown Marina:
60-foot Deluxe = 10 person maximum at all times
Presidential and First Lady = 12 person maximum at all times

Burnside and Beaver Creek Marinas:
Explorer and Tranquility = 10 person maximum at all times
Star Gazer and Mystic = 12 person maximum at all times

-*For your safety and your families safety, it is a Coast Guard regulation that the houseboats only have the amount of people maximum each model sleeps on board at all at times.

What will the temperatures be like on my trip?

The lake is warm from mid-summer through late fall and pleasantly cool in the shoulder seasons. Winter and early to mid-spring water temperatures are too cold for extended swimming without a wetsuit. View a month-by-month list of temperatures here.

How difficult is driving a houseboat?

Driving a houseboat is different than driving a car, but is not that difficult. The marina staff will walk you through driving the boat when you pick it up. Most people get the hand of maneuvering the boat within a few minutes.


What is the billing schedule?

A $500 deposit (down payment) is due at the time of booking, which applies towards your total amount. The remaining amount is due 45 days prior to your trip.


How do I check availability or reserve a houseboat?

Give us a call at 888-454-8825, and one of our reservation agents will be happy to check availability for you. It's helpful if you already have an idea of when you want to go and what boat you're most interested in when you call.

Alternatively, you can contact us online with your availability request, and one of our agents will be happy to get back to you with the information you need.

How early do I need to reserve?

Lake Cumberland is a very popular lake. Some of our boats have been known to book out more than two years in advance. The earlier the better is a good rule to follow, particularly if you have an exact date in mind for your trip, or if you're planning a trip over a holiday weekend or during a special event.

However, if you're flexible with your dates or the exact houseboat model, we can almost always find a trip for you even a few weeks before hand.

Are linens included with my houseboat rental?

Yes, linens and bath towels are provided on all boats.  Be sure to pack beach towels, hand towels, and kitchen towels.

Are pets allowed on my houseboat?

All marinas allow pets for a $100 per pet non-refundable fee.  

Where is the nearest grocery store so I can stock up before my trip?

There is a small convenience store right at the marina with some basic items. For all of your grocery needs and specific needs, the nearest grocery stores (depending on your departure marina) will be found in Jamestown, Burnside or Monticello KY.

How old do you have to be to rent the houseboats?

The renter needs to be 21 years of age or older with a valid drivers license.

Do I need a license to operate the houseboats, or is a skipper provided?

There is no special license needed to operate our houseboats. There are rules for operating houseboats on the waterways, and we will explain them to you upon your arrival.

Will I get seasick on a houseboat?

Houseboats are on pontoons and there is very little motion. Seasickness is basically unheard of on fresh water.

What is the best time of year to go houseboating?

It is always a good time to go houseboating! Summer is the most popular and busiest season. Fall offers Indian Summer days and cooler nights. Springtime is good for viewing abundant wildflowers, waterfalls, and wildlife. Winter is favorable for the anglers, when fishing is at its best. And the rates are significantly lower between September and May.

Can I fish from the houseboat?

Yes! Fishing is a very popular activity on the lake. Largemouth bass, Smallmouth Bass, White Bass, Kentucky Bass, Bluegill, Crappie, Catfish, Walleye and Striper Bass are all found in abundance at lake Cumberland. The marina stores sell a good variety of bait and tackle for optimizing your chances of catching fish, whether you're a novice or an expert.

-Be sure to bring or purchase your Kentucky State Fishing License at either the marina or online at the KY Department of Fish and Wildlife-

What other fees may be required?

If you are departing from the Beaver Creek or Burnside Marinas, there is a mandatory Damage Waiver that must be signed by all small boat and houseboat renters.  There is a 5% Damage Waiver FEE that is applied to the total rental value of all houseboat and small boat rental bookings.   The damage waiver will cover up to $2500 damage on small boat rentals and up to $5000 damage on houseboat rentals, with some exceptions.  

Fuel and oil are not included in your rental fee and it is your responsibility to return the houseboat full, only paying for what you used during your rental period.  Average fuel used by most renters on the houseboats is about $125 per night (this is just an average cost).  However, there are ways to save on your total fuel expense.  Such as, anchoring the houseboat the majority of your rental period by staying in the same cove or location the duration of your rental and only using your generator when needed.  If you plan to drive your houseboat each day of rental, budget more than the average per night since the engines burn about 10 gallons more per hour than just using the generator while moored.  Generators burn approximately 1  to 1 1/2 gallons per hour.